Employed, contractor, or self-employed? No worries. At Mortgage Knight, we turn complex mortgage decisions into clear choices — whether you’re buying at auction, need bridging finance, or earning in a non-standard way.
Specialist Mortgages for Contractors, Self-Employed & Beyond
Whether you’re paid a salary, run your own business, earn through day-rate contracting, or build income through property — we understand how to present your case to lenders who get it.
At Mortgage Knight, we don’t rely on limited panels or generic advice. As a fully independent, whole-of-market brokerage, we search across the entire UK mortgage landscape to find lenders who suit your circumstances.
We deal with the complex, the unconventional, and the ambitious — and we do it with speed, clarity, and purpose. From your first home to your next investment, we’re here to make mortgages make sense.
WHAT WE OFFER
Specialist Mortgages For Contractors
Getting a mortgage as a contractor shouldn’t feel like a fight. Whether you’re just starting out, between contracts, or working on short-term assignments, we help you secure the finance you need — without the runaround.
At Mortgage Knight, we specialise in mortgages for contractors paid by day rate, working through limited companies, umbrella setups, or on fixed-term contracts. We understand how income varies — and how to present it to the right lender.
With access to the whole UK mortgage market, including high street names and contractor-friendly specialists, we focus on real affordability — not box-ticking. And because we’re independent, our advice is always based on what’s best for you, not what’s easiest for the lender.
Curious about your mortgage options? Start by checking your free credit report or chat with us instantly on WhatsApp. We’re here to make the process easy and stress-free!
WORK PROCESS
Speak to our friendly advisers to discuss your goals, finances, and mortgage requirements. We keep things simple and jargon-free, answering any questions clearly.
We’ll research mortgage deals from trusted lenders, presenting the best options tailored to your personal circumstances and financial objectives.
We closely monitor your application’s progress, proactively managing any queries or requirements from the lender, keeping you informed at every stage until approval.
To secure your mortgage and your family’s financial future, we’ll discuss suitable protection options, including life insurance, critical illness cover, and income protection. We’ll help you choose policies that align with your lifestyle and budget.
Finally, we’ll coordinate with your solicitor and lender for a stress-free completion. Our support doesn’t end there—we’re here to review your mortgage and protection regularly, ensuring they continue to meet your evolving needs.
Get straight to the point with clear, useful info on buying, remortgaging, and investing — no jargon, just what you need to know.
The team made everything easy, even with my complicated income. I'd been turned away before, but not here.
